Invest in Pakistan's top mutual funds, from multiple AMCs, in one app.

Yes. Behtari Capital (Private) Limited is licensed by the Securities and Exchange Commission of Pakistan as a Securities and Futures Advisor. Behtari is a member of the Mutual Funds Association of Pakistan (MUFAP) and is a Capital Stake company.

Behtari is a subsidiary of Capital Stake, Pakistan’s leading financial data and analytics firm.

Yes. Fund prices, returns and other fund information on Behtari come from MUFAP and the AMCs, the official sources for mutual fund data in Pakistan.

Your money goes straight to the fund’s trustee, such as CDC, not to Behtari or the AMC. Units are issued in your name, and withdrawals are paid only to your own registered bank account.

Your investment stays safe. Your units are registered in your name with the AMC, and the trustee holds the fund’s assets, so you can still access and withdraw your money through the AMC directly.

A savings account keeps all your money with one bank at a rate that bank sets. With Behtari, you invest in mutual funds from multiple AMCs, so you can spread your money across fund managers. Mutual fund returns are not guaranteed, and mutual funds are not covered by deposit protection.

An AMC’s own app only shows that AMC’s funds. Behtari shows funds from multiple AMCs in one app, so you can compare them and track all your investments in one place.

Yes. Behtari offers 100+ Shariah-compliant funds, each approved by its AMC’s Shariah board. Turn on the Shariah filter in the app to see only compliant funds.

Yes. Equity mutual funds invest your money in shares of companies listed on the Pakistan Stock Exchange (PSX). A professional fund manager picks and manages the stocks, so you own a spread of companies without buying shares one by one. Equity funds carry higher risk, and their value rises and falls with the market. Shariah-compliant equity funds are also available.

It depends on the fund, but on Behtari you can start from Rs 500. There’s no maximum, and you can add more anytime.

A Pakistani mobile number, your CNIC and a bank account in your own name. You sign up with an OTP and verify your identity in the app. Some AMCs ask for a few extra details when you first invest with them.

Go to Portfolio in the app, select your fund and tap Withdraw. The money is paid to your registered bank account within 3 working days.

No. Behtari doesn’t charge you anything to sign up or invest. When you invest through Behtari, you also don’t pay any front-end load, back-end load or other commission, the one-time fees some funds charge when you invest or withdraw. You only pay the fund’s own management fee, which the AMC sets and which is already included in the fund’s price. You can see every fund’s fees on its page. Read more →

The AMC deducts tax on your gains and dividends at the rate for your filer status, so you don’t need to pay it separately. Zakat is also deducted once a year for Muslim investors unless you submit a zakat exemption declaration. This is general information, not tax advice. Read more →

You can use Behtari’s comparison tools to analyze historical returns, risk levels, and daily NAVs across all major AMCs.

Yes. Behtari is ISO 27001 certified for information security. Read our Privacy Policy to see how we use and protect your data.

Go to Account > Settings > Delete account in the app, use our account deletion page, or email [email protected].